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COZY HOME HOME IMPROVEMENTS LTD IS AN INTRODUCER APPOINTED REPRESENTATIVE (FINANCIAL SERVICES REGISTER NO. 16010546) OF PHOENIX FINANCIAL CONSULTANTS LIMITED (PHOENIX). PHOENIX IS A CREDIT BROKER, NOT A LENDER. PHOENIX IS AUTHORIZED AND REGULATED BY THE FINANCIAL CONDUCT AUTHORITY (FRN: 539195), AND OFFERS FINANCE FROM ITS PANEL OF LENDERS. ALL FINANCE SUBJECT TO STATUS AND CREDIT CHECKS.